Travel insurance offers coverage for trip cancellation, medical treatment, medical evacuation and there is also insurance for extreme sports. There is such a thing as backpackers insurance and scuba diving coverage, but extreme sports are covered for people who would like to take a chance. Other types of travel health insurance include winter sports travel insurance and skiing travel insurance.
There are a few extreme sports on the list that may surprise you, but for the people that do them, they are typical activities for everyday. Scuba diving, BMX biking, skiing, and surfing are only some. Your standard health insurance policy generally will not cover these types of things, so if engaging in extreme sports be sure to look into what is available in travel insurance. What is so interesting is that these policies do not cover professionals; they only cover those who are doing these activities for fun. It comes as a surprise because it would sound like a higher risk than someone who does these activities all the time. It may be that professionals see it in a different way since it is their job.
The insurance for extreme sports will only cover you if you are traveling outside of your country, so dont count on being covered if you are sky diving today in your backyard. Normally, if you are taking part in an activity like this near your house, those companies will require you to purchase one of their accident policies to cover themselves if something happens to your equipment and so forth. Either way, be sure to ask about what their coverage is.
These policies will also vary in premiums depending on what you are doing, how old you are, and how many children you have. These types of policies can range anywhere from $64 and up, and generally cover you for up to $50,000.
