A lot of people are not really planning to travel to Haiti right now just for the sake of tourism, but there are many people that have given of their time and other resources to go to Haiti and work. When you do plan a trip to Haiti for whatever reason, be sure to have a travel insurance.
Even though most travel insurance policies give trip cancellation, know that because of the earthquakes in Haiti a lot of companies arent offering that kind of coverage at this time. In cases like this though, the medical coverage that you can get from your travel policy will do a lot more for you due to the conditions in Haiti.
Medical Evacuation is certainly useful if ever something happens to you that would need you to be able to go back to the United States. Ask about any discounts that may be offered if you are a volunteer or relief worker. Several companies are giving as much as 20% off the insurance rates for those who will be traveling to Haiti to help out. Some types of travel health insurance you may want to consider include adventure travel insurance and backpacking travel insurance.
It would help to ask questions on what will be covered as trip cancellation might not be the only coverage that isn’t offered. The medical coverage will be something they will offer you, and it can grant you anywhere from $50,000 to $100,000 in coverage. And it is much more likely to be able to avail of the emergency medical coverage for Haiti. It offers as much as $500,000 worth of coverage. It would surely make sense that if they arent giving trip cancellation coverage that they could set aside the money to a different portion of your policy.
One other policy you may want to ask for is the accidental death policy. Due to the devastation and not knowing whether or not there would be yet another earthquake, its smart just to go ahead and get one.
