Even the people in the military as well as their families need travel insurance. If they plan on taking a trip, even people such as themselves aren’t covered by their standard insurance. They still need to get travel insurance just like everyone else.
You may be familiar with Carissa Picard’s story, the one who waited patiently for her husband to return from Iraq. Usually when they return home, they will go on a vacation together with their family. Carissas husband had applied for a loan for the trip because he couldnt afford it otherwise and he wanted this to be unforgettable for the family. When they were not able to take the trip, they lost on the loan they had taken out. What is this family supposed to do? This family waited for such a long time to be together and then this fell apart at the drop of a hat.
When the Picards approached the travel agent regarding the situation they were told they could have purchased the travel insurance to protect them for cancellation amongst other things, but they couldnt afford the additional $130 for the insurance. But, because they didnt pay $130 out for the insurance they lost so much more. This is the reason why it is important to seek out good travel health insurance, whether it is some cheap travel insurance or a good emergency travel insurance plan.
Rules are strict when it comes to trip cancellation, especially since it was cancelled on the day of the cruise. The cruise line explained to the Picards that they just don’t have the time to sell that cabin. This can be frustrating for a person who’s on a tight budget.
The travel agent fought for the family and the cruise line gave a partial reimbursement to the family. The family now knows that travel insurance is a tough game to play, but it is a necessary one.
