Many travelers trust AAA because they are a household name. The AAA club is well known primarily for roadside assistance, but they also provide travel insurance. Getting insurance for your trip is simple with AAA, and they offer many types of coverage.
You can get trip cancellation coverage with AAA. This can also come in handy in the event of unforeseen events such as death in the family, inclement weather, illness and financial loss of a cruise or tour line. They usually don’t bring up bankruptcy or financial crisis of an airline, so you should include it in your list of the things that you would ask regarding the policy.
You can also purchase a short term plan for cheap travel insurance as you are traveling. You can use this when you are traveling out of the country since most health insurances don’t cover outside of the US.
If in case your baggage ends up lost, damaged or stolen on your trip, AAA also offers insurance for your baggage. You should also look for loopholes in the policy as they might not cover for your baggage you have with you if something happens with it in the airport.
AAA also has accidental death and dismemberment policy that other companies mostly don’t have. Remember to get this coverage you have to lose a limb or an eye. When buying this policy, I would find out how much coverage your spouse would get in case there is an accidental death. In knowing that you would be able to figure out if you need to increase your insurance policy. They are also well known for their senior citizen travel insurance.
You need to have your personal policy ready in order for this travelers insurance to be effective. They just want to know that you already have something in place so that you can have coverage for your treatment as it continues here in the United States once you return.